Philadelphia families, we bring therapy home.

We aim to match families with a therapist within two weeks or less.

It’s a common question — and an important one. The truth is, you don’t need a diagnosis to consider therapy. If something feels off, or you’ve noticed your child struggling with communication, motor skills, emotional regulation, or daily routines, it’s worth looking into. For example, if your child isn’t talking as much as peers, melts down easily, avoids certain textures, or has trouble with running, climbing, or balance, those could be signs that therapy might help. You might hear, “Let’s wait and see,” but parents are often the first to notice when something’s different. And the earlier support begins, the better. A quick screening or consult can give you peace of mind — and if therapy is needed, we’ll guide you every step of the way.

We’re in-network with several major insurance providers, and most families pay just $20–40 per visit when using their insurance benefits. We also accept HSA and FSA payments for all services. For families paying out of pocket, our self-pay rates are $250 for an evaluation and $125 per session. We’re committed to making care accessible and will work with you to find the best payment option for your family.

We provide monthly superbills that you can submit to your insurance company. Many insurance plans offer out-of-network benefits that can help reduce your out-of-pocket expenses. Contact your insurance provider to understand your specific out-of-network coverage.

Sessions can be weekly or bi-weekly, depending on your child's needs and your schedule. We'll work with you to find a consistent time that works best for your family.

Our team conducts eligibility checks on your behalf before your first appointment. We'll verify your coverage and let you know exactly what you'll owe so there are no surprises.

In-home therapy offers a unique advantage by meeting your child where they’re most comfortable — at home. This allows therapists to incorporate your child’s actual environment, toys, routines, and challenges into each session, making therapy more personalized and immediately practical. Instead of practicing stairs in a clinic, they’re climbing the ones to their bedroom. Instead of general sensory activities, they’re learning to manage textures at their own dinner table. In-home care also reduces stress and transitions for children, supports stronger parent involvement, and removes the need for travel — all of which can lead to faster progress and more meaningful outcomes.

If you choose to use your insurance coverage to pay for the services; your child must have a completed evaluation for each discipline (Occupational Therapy, Physical Therapy, Speech Therapy) they are enrolled in with Coral Care to be eligible for insurance coverage for the sessions. Past evaluations from school, clinics, or other practices are not transferable when using insurance. If you are paying out of pocket, we encourage you to schedule an evaluation with us to ensure that we have a reliable baseline of your child’s needs and can develop clear goals and plan for treatment with your provider. However, we will accept evaluations completed within the year from other locations. If the evaluation provided does not assess your child’s needs for the goals you would like your child to achieve, we will request for an evaluation to be completed within Coral Care prior to treatment.

Progress may look differently for every child. Your provider will establish specific, measurable, achievable, relevant, and time bound goals with you in the beginning of your therapy relationship. As treatment continues, the therapist will communicate verbally and within their clinical notes the progress made toward the established goals. They may use standardized assessment scales and tools to quantify and track improvements. Your provider will re-evaluate the goals throughout treatment; this way you and the provider can establish new goals together as your child’s needs evolve and change.

Your child’s HIPAA compliant digital folder will be shared with you after your first completed session with Coral Care. You will be able to access your child’s clinical notes within this folder at any time. Clinical notes are made available to you within this folder within 48 hours of each therapy session.

Our services are available wherever our providers are located. We have providers throughout Massachusetts, Texas, Pennsylvania, the Chicago area, and Southern New Hampshire. Once you complete a search, we will be able to match you with a provider in your area. If we are unable to find a provider match for you, we will work quickly and diligently to obtain one that fits your needs and will contact you once we do.

A pediatric speech therapist, also known as a speech language pathologist (SLP), can help children communicate freely and clearly whether it be with their voice, their body, or an Augmentative and Alternative Communication (AAC) device. SLPs may work on a child’s articulation, fluency, voice, language, or social communication skills. SLPs also support feeding challenges.

Occupational Therapy (OT) and Physical Therapy (PT) both support your child’s development, but they focus on different areas. OT helps children build the skills they need for everyday activities — like using their hands to feed themselves, get dressed, write, or play. It also supports sensory processing, emotional regulation, and routines. PT, on the other hand, focuses on gross motor skills — helping kids develop strength, balance, coordination, and movement confidence for things like walking, running, climbing stairs, or navigating the playground. Many children benefit from both services, depending on their needs, and our team can help determine the right fit for your child.

A pediatric occupational therapist helps children perform daily activities and function to the best of their ability safely and independently. OTs can help children with fine motor skills, social skills, sensory processing, picky eating, emotional regulation, social emotional learning, using adaptive equipment, life skills and activities of daily living. Daily activities include dressing, grooming, feeding, and playing with peers.

A pediatric physical therapist helps children improve their range of motion, strength, endurance, flexibility, body awareness, movement patterns and gross motor skills. Gross motor skills include things like sitting upright, standing, crawling, walking, running, or jumping.

The duration of therapy services for your child is dependent on their needs and the goals for therapy. Treatment length and frequency is discussed with you during the initial visit. Typically, sessions are held on a weekly basis; however, based on clinical need ,we can provide services several times per week, once every two weeks, or even monthly. The duration of each session is 45 minutes.

At Coral Care, we take provider vetting seriously to ensure every family receives expert, compassionate care. All of our therapists are fully licensed in their field and have pediatric experience. Before joining our network, each provider completes a multi-step vetting process that includes background checks, reference checks, and a clinical review by our internal Clinical Quality Committee. This includes case discussions, documentation review, and evaluation of their approach to family-centered care. Once onboarded, providers receive ongoing support and mentorship from clinical leads and are regularly reviewed to ensure they continue to meet our high standards of care.

An evaluation is a comprehensive first step to understanding your child’s strengths and areas where they may need support. During the session, your therapist will use a combination of observation, standardized assessment tools, and parent input to get a full picture of your child’s development. Depending on the type of therapy, they may look at things like speech clarity, motor skills, sensory responses, feeding, or social interaction. You’ll be an active part of the process — your insights and concerns matter. After the evaluation, the therapist will walk you through their findings and recommend next steps, which may include a personalized therapy plan tailored to your child’s goals and needs.

For your child’s first appointment, you don’t need much — just a quiet space where your child feels comfortable. Before the visit, we do ask that you complete a brief intake form so your therapist can review key details about your child’s development, routines, and goals. During the session, your therapist may observe your child in different parts of the home — at the table, on the floor, or going up stairs — depending on their needs. Having a few favorite toys or everyday items nearby can help make the session more engaging and relevant. Your therapist will guide the visit, explain what they’re observing, and answer any questions you have. Most importantly, we want you and your child to feel at ease — this first session is about connection and understanding how we can best support your family.

If we have a provider in your area who meets your needs, we will be able to schedule you for an initial appointment within 2 weeks.

A superbill is a detailed receipt that a patient receives from a healthcare provider that includes information about the services provided, the costs, and the patient's and provider's information.

Yes — Coral Care partners with several major insurance providers, and most families pay just $20–40 per visit when using in-network coverage. Our current partners include: Massachusetts: Blue Cross Blue Shield of MA, Cigna, Mass General Brigham, Harvard Pilgrim, and Tufts New Hampshire: Harvard Pilgrim and Anthem of NH Texas: Blue Cross Blue Shield of TX, Baylor Scott & White, and Curative Health Plan Pennsylvania: Highmark, Independence Blue Cross, and Capital Blue Cross Coverage varies by state and plan, and we’re always expanding our insurance partnerships to serve more families. If your plan isn’t listed, reach out — we’d be happy to check your specific coverage and keep you updated on new additions.