Your childʼs care should be affordable

We offer multiple payment options to make your care as affordable as possible. We’re here to help. Connect with our team to understand your options.

Accessing incredible care should be easy

Explore our different payment options.

Simple Self-Pay Rates

Pay directly for your child's therapy with clear, upfront pricing. From your first evaluation through ongoing sessions, you'll always know exactly what to expect.

Regular Sessions

$125

Evaluation

$250

We accept HSA and FSA payments for all services.

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In-Network Coverage

We partner with several major insurance providers, and your therapy might be covered. Coverage options vary by state, and we're adding new insurance partners every month. Most families using in-network insurance pay just $20-40 per visit.

  • Massachusetts:
  • Blue Cross Blue Shield of Massachusetts
  • Cigna
  • Mass General Brigham
  • Harvard Pilgrim
  • Tufts Health Plan
  • New Hampshire:
  • Harvard Pilgrim
  • Anthem of New Hampshire
  • Texas:
  • Blue Cross Blue Shield of Texas
  • Baylor Scott & White Health
  • Curative Health Plan
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Out-of-Network Options

Even if we're not in your insurance network, you may still get money back from your insurance company. We'll give you monthly statements to submit, and many insurance plans will reimburse part of your costs.

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How it works

Our local speech, occupational, and physical therapists bring specialized support right to your door, creating a familiar environment for your child to thrive.

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Share Your Goals

Tell us about your child's needs and what you're looking for in a provider.

Find Your Match

Browse local providers or let our Care Concierge help find the perfect one for your child.

Book Your Care

Schedule an in-home evaluation where your therapist will create a personalized care plan.

Grow Together

Your therapist comes to your home weekly, working with you and your child to achieve goals.

Real families, real support

“The evaluation was excellent. Our PT was great with my daughter and gave us tips for helping her roll.”

— Coral Care Parent, Cambridge, MA

"I cannot say enough good things about our provider. Our kiddo even asked when she was returning for another visit. We really appreciated her insight, expertise, and general vibe.”

— Coral Care Parent, Northampton, MA

“The session went great! Our specialist has a great background and a very child-led, calm demeanor, which is perfect for my child. I feel like she really understood him."

— Coral Care Parent, Shrewsbury, MA

"Our specialist was punctual, professional, patient, and engaging. She connected very well with my son — he was so sweet around her, and he was happy with her presence."

— Coral Care Parent, Leominster, MA

FAQs

How do insurance eligibility checks work?

Our team conducts eligibility checks on your behalf before your first appointment. We'll verify your coverage and let you know exactly what you'll owe so there are no surprises.

How often are sessions scheduled?

Sessions can be weekly or bi-weekly, depending on your child's needs and your schedule. We'll work with you to find a consistent time that works best for your family.

How does out-of-network reimbursement work?

We provide monthly superbills that you can submit to your insurance company. Many insurance plans offer out-of-network benefits that can help reduce your out-of-pocket expenses. Contact your insurance provider to understand your specific out-of-network coverage.

What is a superbill?

A superbill is a detailed receipt that a patient receives from a healthcare provider that includes information about the services provided, the costs, and the patient's and provider's information.

Do you accept insurance?

Yes — Coral Care partners with several major insurance providers, and most families pay just $20–40 per visit when using in-network coverage. Our current partners include: Massachusetts: Blue Cross Blue Shield of MA, Cigna, Mass General Brigham, Harvard Pilgrim, and Tufts New Hampshire: Harvard Pilgrim and Anthem of NH Texas: Blue Cross Blue Shield of TX, Baylor Scott & White, and Curative Health Plan Pennsylvania: Highmark, Independence Blue Cross, and Capital Blue Cross Coverage varies by state and plan, and we’re always expanding our insurance partnerships to serve more families. If your plan isn’t listed, reach out — we’d be happy to check your specific coverage and keep you updated on new additions.

What payment methods do you accept?

We’re in-network with several major insurance providers, and most families pay just $20–40 per visit when using their insurance benefits. We also accept HSA and FSA payments for all services. For families paying out of pocket, our self-pay rates are $250 for an evaluation and $125 per session. We’re committed to making care accessible and will work with you to find the best payment option for your family.

Our Care Concierge team is ready to help you find the perfect therapist for your child

Insurance verification
Personalized provider matching
Clear pricing, no surprises