Coral Care content is reviewed and approved by our clinical professionals so you you know you're getting verified advice.
Find effective support for developmental delays, quickly.
Concerned about your child's development?
Our free screener offers guidance and connects you with the right providers to support your child's journey.
If your child receives speech therapy and you've watched the codes on your insurance Explanation of Benefits over the years, you've probably gotten used to seeing the same one show up over and over: 92507. Starting in January 2027, that code is going away, and your bill is going to look different. This post explains what's changing, why, and what you actually need to do about it.
The short version: this is a behind-the-scenes update to how speech therapists across the country are required to bill insurance. It does not change whether your child receives therapy, who delivers it, what they work on, or how it's covered by your plan. It does change the codes that appear on your bill.
What's actually changing
Right now, when your child has a speech therapy session, the therapist bills insurance using a single code called CPT 92507. That code has been used by speech-language pathologists for more than twenty years. It covered every kind of individual treatment session — articulation work, language work, fluency, voice, anything done one-on-one with a child.
Starting January 1, 2027, that single code is being replaced with ten new codes. Each new code is specific to a particular type of therapy work: one set of codes for fluency (stuttering), one for speech sound production (articulation), one for language, and one for voice. The new codes are also based on time, which means how long your therapist spends on each area during a session affects what gets billed.
Why this is happening
The American Medical Association periodically reviews the codes that doctors and therapists use to bill insurance. The review of 92507 found that the single code wasn't reflecting the real range of work speech therapists do. A 30-minute articulation session and a 60-minute complex language session were billed exactly the same way. The new structure is meant to better match the type and intensity of therapy a child actually receives.
For most families, this is genuinely a small administrative change. For some, the new codes will mean more accurate billing that better reflects what the therapist did during a session.
What this means for your child's therapy
The therapy itself doesn't change. Your child sees the same therapist. The therapist works on the same goals. The session structure stays the same. The only difference is what code appears on the bill afterward.
If you're working with Coral Care, the transition will happen behind the scenes. We're already preparing our billing systems and clinicians for the change. Your therapist will continue to focus on your child, and our team handles everything on the insurance side.
What your bill might look like in January 2027
When you get an Explanation of Benefits from your insurance after a 2027 session, you might notice:
- A different code number where 92507 used to appear. The new codes are five-digit numbers in the same general range.
- Sometimes more than one line item for a single session, especially if your child works on more than one type of skill in the same visit. This is normal under the new structure.
- Time-based billing, which means a longer session may show more units billed than a shorter one.
- The same overall coverage from your insurance plan, in most cases. Your benefits, copays, and deductibles work the same way.
If something on your EOB looks confusing or seems wrong, contact your therapy provider before contacting your insurance company. Your provider will recognize the new codes immediately and can help you understand the line items.
Will my coverage or out-of-pocket costs change?
For most families, no. Your insurance plan covers speech therapy based on your benefits, not based on which specific code is billed. The new codes are still standard CPT codes recognized by every insurance company in the country.
That said, here are a few things worth knowing:
- Deductibles and copays work the same way. If you had a $30 copay per session in 2026, you'll likely still have a $30 copay per session in 2027.
- Visit limits work the same way. If your plan covers 20 speech therapy visits per year, that limit applies to the new codes the same way it applied to 92507.
- Some plans may need a few weeks to fully process the new codes. If a January claim takes longer than usual to be processed, this is likely the reason and not a coverage problem.
If you're between insurance plans or planning to switch coverage in early 2027, this is a normal time to confirm with your new plan that they cover the new SLP codes. Most plans will, but a quick call to confirm avoids any surprise.
What you can do right now
Honestly, very little. The transition is being managed by therapists and insurance companies in the background. But if you want to feel prepared:
- Save this article or bookmark it so you have a reference when January 2027 comes around.
- If you have questions, ask your therapy provider directly. Anyone delivering speech therapy in 2027 should be able to explain the codes appearing on your bill in plain language.
- Watch for one-page communications from your provider closer to the end of 2026. Most therapy practices, including Coral Care, will send something to families explaining what to expect.
The big picture
This is one of those infrastructure changes that happens in healthcare every so often. The transition will be a little bumpy in the early months of 2027 as insurance systems and billing software catch up to the new codes. After that, it just becomes the new normal.
The important thing for families: nothing about your child's care is changing. The therapist relationship, the work being done, and the impact on your child stay exactly the same. The codes on the paperwork are catching up to the reality of the care.
If you have specific questions about how this affects your family's coverage or your child's therapy at Coral Care, your care team is the best resource. We'll keep this article updated as new information becomes available.
Reviewed by Lindy Myers, M.S., CCC-SLP, Clinical Lead at Coral Care. This article reflects publicly available information as of May 2026.
Frequently Asked Questions
Honestly, very little. The transition is being managed by therapists and insurance companies in the background. If you want to feel prepared, save this article as a reference, watch for one-page explainers from your therapy provider in late 2026, and ask your provider directly if anything on a January 2027 EOB looks confusing. Anyone delivering speech therapy in 2027 should be able to explain the codes appearing on your bill in plain language.
No. The therapy itself, the therapist, the goals being worked on, and the session structure all stay exactly the same. The only difference is what code appears on the paperwork after the session. If you are working with Coral Care, the transition happens behind the scenes and your therapist continues to focus entirely on your child.
Yes. A single session may now show more than one line item on your Explanation of Benefits, especially if your child works on more than one type of skill in a visit. For example, if your child worked on both language and articulation goals, you may see two codes billed for the same session. This is normal under the new structure and does not mean you are being billed twice for the same work.
The American Medical Association replaced 92507 with ten new codes that are specific to the type of therapy work and based on time. There are codes for fluency (stuttering), speech sound production (articulation), language, and voice. The exact five-digit code numbers are released in the official 2027 code book in fall 2026. The new codes are recognized by every insurance company that covers speech therapy.
For most families, no. Your insurance plan covers speech therapy based on your benefits, not on which specific code is used. Your copays, deductibles, and visit limits work the same way under the new codes as they did under 92507. A few insurance plans may take a few weeks in early 2027 to process new codes smoothly, so a January claim might take a little longer than usual.
Starting January 1, 2027, speech therapists across the country will use new billing codes that replace the older code 92507. Your bill may show different code numbers, sometimes more than one line item per session, and time-based units. The therapy itself does not change. Your insurance benefits, copays, deductibles, and visit limits work the same way as before.


