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What having an IEP means for your TEFA award
TEFA's highest funding tier is reserved for children with a qualifying disability and an IEP on file with the Texas Education Agency. If your child's IEP was issued by a Texas public school or charter school for the 2023-24, 2024-25, or 2025-26 school year, you likely qualify for the full $30,000 tier.
The IEP also tells you exactly which services your child needs that TEFA can now help pay for. Every related service listed — speech therapy, occupational therapy, physical therapy — is a service that TEFA's educational therapy category is designed to fund. The families who get the most out of TEFA are the ones who read their IEP as a spending guide, not just a school document.
How to read your IEP for TEFA purposes
Related Services section. This is the most important part for TEFA. Related services list the therapies your child is entitled to receive. Each listed service corresponds to a TEFA-eligible expense category — as long as the provider is a registered TEFA vendor.
Service frequency and duration. Your IEP specifies how many sessions per week or month your child is supposed to receive. Look at this number against what your child is actually getting. If there's a gap, TEFA-funded private therapy can help close it.
Annual goals. The goals section tells you what your child is working toward. When you get matched with a Coral Care therapist, sharing your child's current IEP goals gives us the clearest picture of where to start.
Disability classification. Your child's qualifying disability category is listed in the IEP. This is what TEFA uses to determine eligibility for the higher funding tier.
Matching your IEP services to TEFA expenses
Speech-language therapy in the IEP maps directly to an educational therapy expense under TEFA. Read the full guide to TEFA and speech therapy
Occupational therapy in the IEP maps directly to an educational therapy expense under TEFA. Read the full guide to TEFA and occupational therapy
Physical therapy in the IEP maps directly to an educational therapy expense under TEFA. Read the full guide to TEFA and physical therapy
Getting more than what school provides
School-based therapy is constrained by caseload sizes, scheduling, and the least restrictive environment requirement. Many children receive speech or OT services once a week for 30 minutes in a group pull-out setting. TEFA funds can pay for private, individual, in-home therapy on top of what school provides — for children attending private school or being homeschooled.
For a child whose IEP specifies two sessions of speech therapy per week but who has been receiving one, TEFA-funded private sessions can fill that gap.
Making a TEFA spending plan
With up to $30,000 per year disbursed in three installments — 25% on July 1, 25% more on October 1, and the remainder on April 1 — it helps to plan allocation before July.
Lead with therapy. For most IEP families, the highest-ROI use of TEFA funds is the therapy services listed in the IEP.
Match frequency to goals. Weekly is the minimum for most developmental goals. Twice a week is common for children with significant delays. Your TEFA funds can support that frequency in a way that school-based services often can't.
Don't wait for October. The 25% available July 1 is approximately $7,500 for a family at the full $30,000 tier. Start therapy now — through insurance or with code TEFA for $100 off your first evaluation — so you're not starting from zero when funds hit.
Frequently asked questions
My child's IEP was issued in another state. Does it count?
An out-of-state IEP can be used for TEFA priority purposes but may not qualify your child for the full $30,000 tier. For the higher funding amount, the IEP needs to be from a Texas public school or charter school.
We're homeschooling. Does our child still need a TEA IEP to get the $30,000?
Yes. The $30,000 tier requires either an IEP on file with TEA or a completed TEFA Disability Certification Form. Homeschool families can pursue the certification form route — a Coral Care evaluation report is the kind of documentation that supports that process.
What if our IEP doesn't include a therapy we think our child needs?
TEFA's approved expense categories are broader than what any single IEP might specify. If your child's IEP doesn't include OT but you believe OT would help, you can still pursue it through TEFA. A Coral Care evaluation can also support a future IEP amendment requesting those services.

